FAQ

Horizon Finance Bank is a financial institution committed to providing reliable and secure banking services to individuals and businesses around the world. The bank offers a wide range of financial products, including savings and checking accounts, domestic and international money transfers, investment solutions, and digital banking features designed for convenience and efficiency. With a focus on innovation and customer satisfaction, Horizon Finance Bank integrates advanced security protocols, multi-layered authentication systems, and responsive customer support to ensure that every transaction is safe and every client is valued. Whether you're managing day-to-day banking needs or engaging in global financial operations, Horizon Finance Bank strives to be a trusted partner in your financial journey.

A bank account is a financial account maintained by a bank or other financial institution in which the financial transactions between the bank and a customer are recorded.

You can open an account online through our secure registration portal or visit any of our authorized branches with valid identification and proof of address.

Yes. We support Bitcoin transfers through a secure gateway. Ensure your wallet address is correct and that you follow the security prompts when initiating a crypto transaction.

To qualify for a business loan at Standard Union Credit Bank, your business must be legally registered and active, whether as a sole proprietorship, partnership, LLC, or corporation. You’ll need to provide valid government-issued identification for the business owner or authorized representative, along with recent proof of your business address such as a utility bill or lease agreement. A detailed business plan or loan proposal is required, outlining how the funds will be used, projected revenue, and a repayment strategy. Financial documentation is essential, including recent business bank statements, tax returns, and up-to-date financial statements like the balance sheet, income statement, and cash flow statement. A review of your business and/or personal credit history will be conducted to assess creditworthiness. If the loan is to be secured, documentation for any collateral—such as property, vehicles, or equipment—must be provided. All loan applications may be subject to multi-step verification using security protocols such as ASCD, HDF, and SHNA codes. You will also be required to complete the official loan application form, which is available through our online portal or at any of our branches. If your business operates in a regulated industry, be sure to include any necessary licenses or permits. Once all documents are submitted and reviewed, approved funds will be disbursed securely, and our team will remain available for any support you need during the loan period.

Once we receive your withdrawal request we process immediately and send to your Bank Account

A pending transaction is a transfer that awaits administrative approval or security verification. Once reviewed and approved by our compliance team, the transaction is completed.